I nearly owned a house

A lot of my old friends know this story.

But none of my new friends and definitely none of my readers!

At the end of 2004 my parents sat our family down and said “kids, noone will let us refinance - either we move to Frankston (which is a TERRIBLE suburb) or you move out. Within a second all of us had said “Ok, we’ll move out!

They sold up the place and bought a little townhouse in a not-as-bad suburb called Carrum Downs. At the time I was working as a KFC assistant manager and was doing ok… But I had to wait until my 90 day evaluation was up before my mortgage loan was approved.

I didn’t pass my 90 day evaluation because I was a really crappy fast food manager. I was way too nice. And not motivated at all…. I was shattered, not to lose the crappy job but because I felt I had let my brothers down. I wanted to put them up in my place but was not going to be able to.

Since then I have shot up my credit rating (stupid decision by a 19 year old) and can’t even get a personal loan. Whoops.